/* ==========================================================================
   PRO-SURE BROKERS - MASTER STYLESHEET
   Redesign matching the mockup: Warm Gold, Crisp Serif & Clean Modern Design
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. DESIGN TOKENS & CSS VARIABLES
   -------------------------------------------------------------------------- */
:root {
    /* Brand Gold Palette */
    --color-gold: #C5A059;
    --color-gold-hover: #B08B42;
    --color-gold-dark: #8E6A26;
    --color-gold-light: #F4EEDA;
    --color-gold-subtle: #FAF7F0;
    --color-gold-border: #E5D9C3;
    
    /* Dark Brand Palette (PRO-SURE Logo Navy/Charcoal) */
    --color-navy-dark: #101B27;
    --color-navy: #162434;
    --color-navy-light: #22364D;
    
    /* Neutral & Background Palette */
    --color-text-main: #1C2733;
    --color-text-muted: #546476;
    --color-text-light: #7E8D9F;
    --color-bg-body: #FAF8F5;
    --color-bg-card: #FFFFFF;
    --color-bg-alt: #F4F1EA;
    --color-border: #E8E2D7;
    --color-border-light: #F0ECE4;
    
    /* Accents */
    --color-whatsapp: #25D366;
    --color-whatsapp-hover: #1EBE5D;
    
    /* Typography */
    --font-heading: 'Playfair Display', 'Cormorant Garamond', Georgia, serif;
    --font-subheading: 'Cormorant Garamond', Georgia, serif;
    --font-sans: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
    
    /* Shadows */
    --shadow-sm: 0 2px 6px rgba(19, 30, 41, 0.04);
    --shadow-md: 0 6px 18px rgba(19, 30, 41, 0.07);
    --shadow-lg: 0 12px 32px rgba(19, 30, 41, 0.1);
    --shadow-gold: 0 8px 24px rgba(197, 160, 89, 0.28);
    
    /* Layout */
    --container-max: 1200px;
    --header-height: 84px;
    --radius-sm: 4px;
    --radius-md: 8px;
    --radius-lg: 14px;
    --transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

/* --------------------------------------------------------------------------
   2. RESET & BASE ELEMENTS
   -------------------------------------------------------------------------- */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font-sans);
    background-color: var(--color-bg-body);
    color: var(--color-text-main);
    line-height: 1.65;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

img, svg {
    display: block;
    max-width: 100%;
}

a {
    color: inherit;
    text-decoration: none;
    transition: var(--transition);
}

ul {
    list-style: none;
}

button, input, select, textarea {
    font-family: inherit;
    font-size: inherit;
}

/* --------------------------------------------------------------------------
   3. UTILITIES & CONTAINER
   -------------------------------------------------------------------------- */
.container {
    width: 100%;
    max-width: var(--container-max);
    margin-left: auto;
    margin-right: auto;
    padding-left: 24px;
    padding-right: 24px;
}

.container-fluid {
    width: 100%;
    max-width: 1320px;
    margin-left: auto;
    margin-right: auto;
    padding-left: 16px;
    padding-right: 16px;
}

.section-badge-wrapper {
    display: inline-block;
    margin-bottom: 12px;
}

.section-badge {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--color-gold-dark);
    background-color: var(--color-gold-light);
    padding: 6px 14px;
    border-radius: 30px;
    border: 1px solid var(--color-gold-border);
}

.section-title {
    font-family: var(--font-heading);
    font-size: clamp(2rem, 3.5vw, 2.75rem);
    color: var(--color-navy-dark);
    font-weight: 600;
    line-height: 1.25;
    margin-bottom: 16px;
}

.section-title span {
    color: var(--color-gold-dark);
}

.section-desc {
    font-size: 1.05rem;
    color: var(--color-text-muted);
    max-width: 680px;
    line-height: 1.7;
}

.section-header-center {
    text-align: center;
    max-width: 760px;
    margin: 0 auto 52px;
}

.section-header-center .section-desc {
    margin-left: auto;
    margin-right: auto;
}

.mt-xs { margin-top: 8px; }
.mt-large { margin-top: 48px; }

/* --------------------------------------------------------------------------
   4. BUTTONS
   -------------------------------------------------------------------------- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    font-size: 0.88rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    padding: 13px 26px;
    border-radius: var(--radius-sm);
    cursor: pointer;
    border: none;
    transition: var(--transition);
}

/* Header CTA Button - matches mockup golden tan card */
.btn-header {
    background-color: var(--color-gold);
    color: #FFFFFF;
    font-size: 0.82rem;
    padding: 11px 22px;
    letter-spacing: 1.2px;
    box-shadow: 0 4px 12px rgba(197, 160, 89, 0.25);
}

.btn-header:hover {
    background-color: var(--color-gold-hover);
    box-shadow: 0 6px 16px rgba(197, 160, 89, 0.35);
    transform: translateY(-1px);
}

/* Hero CTA Button - matches mockup caramel card with arrow */
.btn-hero {
    background-color: var(--color-gold);
    color: #FFFFFF;
    font-size: 0.92rem;
    padding: 14px 28px;
    letter-spacing: 1px;
    box-shadow: 0 6px 20px rgba(197, 160, 89, 0.35);
}

.btn-hero:hover {
    background-color: var(--color-gold-hover);
    box-shadow: 0 8px 24px rgba(197, 160, 89, 0.45);
    transform: translateY(-2px);
}

.hero-arrow {
    font-size: 1.2rem;
    line-height: 1;
    transition: transform 0.2s ease;
}

.btn-hero:hover .hero-arrow {
    transform: translateX(4px);
}

.btn-gold {
    background-color: var(--color-gold);
    color: #FFFFFF;
    box-shadow: var(--shadow-sm);
}

.btn-gold:hover {
    background-color: var(--color-gold-hover);
    box-shadow: var(--shadow-gold);
    transform: translateY(-1px);
}

.btn-outline-gold {
    background-color: transparent;
    color: var(--color-gold-dark);
    border: 1.5px solid var(--color-gold);
}

.btn-outline-gold:hover {
    background-color: var(--color-gold);
    color: #FFFFFF;
    transform: translateY(-1px);
}

.btn-block {
    width: 100%;
}

.btn-wa-small {
    background-color: #EAF8EE;
    color: #128C44;
    border: 1px solid #B8E7C8;
    font-size: 0.8rem;
    padding: 6px 14px;
    border-radius: 20px;
    font-weight: 600;
}

.btn-wa-small:hover {
    background-color: var(--color-whatsapp);
    color: #FFFFFF;
}

/* --------------------------------------------------------------------------
   5. TOP ANNOUNCEMENT BAR
   -------------------------------------------------------------------------- */
.top-announcement {
    background-color: var(--color-navy-dark);
    color: #D1D9E2;
    font-size: 0.78rem;
    padding: 7px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.announcement-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
}

.announcement-left {
    display: flex;
    align-items: center;
    gap: 10px;
}

.announcement-left i {
    color: var(--color-gold);
}

.announcement-dot {
    opacity: 0.4;
}

.announcement-right {
    display: flex;
    align-items: center;
    gap: 16px;
}

.announcement-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: #E1E8F0;
}

.announcement-link i {
    color: var(--color-gold);
}

.announcement-link:hover {
    color: var(--color-gold);
}

.wa-pill {
    background-color: rgba(37, 211, 102, 0.15);
    color: #55E88E;
    padding: 2px 10px;
    border-radius: 12px;
}

.wa-pill i {
    color: #55E88E;
}

.wa-pill:hover {
    background-color: var(--color-whatsapp);
    color: #FFFFFF;
}
.wa-pill:hover i {
    color: #FFFFFF;
}

/* --------------------------------------------------------------------------
   6. HEADER & NAVIGATION (MATCHING MOCKUP)
   -------------------------------------------------------------------------- */
.main-header {
    background-color: #FFFFFF;
    position: sticky;
    top: 0;
    z-index: 1000;
    border-bottom: 1px solid var(--color-border);
    transition: var(--transition);
}

.main-header.scrolled {
    box-shadow: 0 4px 20px rgba(16, 27, 39, 0.08);
}

.header-container {
    height: var(--header-height);
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.brand-logo {
    display: flex;
    align-items: center;
    text-decoration: none;
}

.header-logo-img {
    height: 60px;
    width: auto;
    object-fit: contain;
}

.nav-list {
    display: flex;
    align-items: center;
    gap: 36px;
}

.nav-link {
    font-size: 0.88rem;
    font-weight: 600;
    color: var(--color-navy);
    letter-spacing: 1px;
    text-transform: uppercase;
    position: relative;
    padding: 6px 0;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0%;
    height: 2px;
    background-color: var(--color-gold);
    transition: width 0.25s ease;
}

.nav-link:hover, .nav-link.active {
    color: var(--color-gold-dark);
}

.nav-link:hover::after, .nav-link.active::after {
    width: 100%;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 16px;
}

/* Mobile Toggle Hamburger */
.mobile-toggle {
    display: none;
    flex-direction: column;
    justify-content: space-around;
    width: 42px;
    height: 42px;
    background: transparent;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-sm);
    padding: 8px;
    cursor: pointer;
}

.mobile-toggle .bar {
    width: 100%;
    height: 2px;
    background-color: var(--color-navy);
    border-radius: 2px;
    transition: var(--transition);
}

/* --------------------------------------------------------------------------
   7. HERO SECTION (MATCHING MOCKUP)
   -------------------------------------------------------------------------- */
.hero-section {
    position: relative;
    min-height: 520px;
    display: flex;
    align-items: center;
    overflow: hidden;
    background-color: #E6DFD4;
}

.hero-bg-container {
    position: absolute;
    inset: 0;
    z-index: 1;
}

.hero-bg-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center right;
}

/* Golden subtle gradient overlay to guarantee text legibility on the left */
.hero-gradient-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        90deg, 
        rgba(250, 248, 245, 0.95) 0%, 
        rgba(250, 248, 245, 0.85) 36%, 
        rgba(250, 248, 245, 0.40) 58%, 
        rgba(250, 248, 245, 0.05) 80%,
        transparent 100%
    );
}

.hero-content-wrapper {
    position: relative;
    z-index: 2;
    padding-top: 60px;
    padding-bottom: 60px;
}

.hero-text-block {
    max-width: 540px;
}

.hero-title {
    font-family: var(--font-heading);
    font-size: clamp(2.8rem, 5vw, 4.2rem);
    color: var(--color-navy-dark);
    font-weight: 600;
    line-height: 1.12;
    letter-spacing: -0.5px;
    margin-bottom: 22px;
}

.hero-subtitle {
    font-size: clamp(1.05rem, 2vw, 1.25rem);
    color: var(--color-navy);
    line-height: 1.6;
    margin-bottom: 32px;
    font-weight: 400;
}

.hero-cta-wrapper {
    display: flex;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
}

/* --------------------------------------------------------------------------
   8. FIVE SERVICES QUICK ACCESS STRIP (MATCHING MOCKUP)
   -------------------------------------------------------------------------- */
.services-strip {
    background-color: #FAF8F5;
    border-top: 1px solid var(--color-border);
    border-bottom: 1px solid var(--color-border);
    position: relative;
    z-index: 10;
}

.strip-container {
    padding-left: 0;
    padding-right: 0;
}

.strip-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    background-color: #FAF8F5;
}

.strip-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 34px 18px;
    border-right: 1px solid var(--color-border);
    transition: var(--transition);
    position: relative;
    background-color: #FAF8F5;
}

.strip-card:last-child {
    border-right: none;
}

.strip-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0%;
    height: 3px;
    background-color: var(--color-gold);
    transition: width 0.25s ease;
}

.strip-card:hover {
    background-color: #FFFFFF;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(19, 30, 41, 0.06);
}

.strip-card:hover::after {
    width: 100%;
}

.strip-icon-box {
    margin-bottom: 14px;
    color: var(--color-gold);
    transition: var(--transition);
}

.strip-card:hover .strip-icon-box {
    color: var(--color-gold-dark);
    transform: scale(1.08);
}

.strip-icon {
    width: 44px;
    height: 44px;
}

.strip-title {
    font-family: var(--font-sans);
    font-size: 0.98rem;
    font-weight: 700;
    color: var(--color-navy);
    line-height: 1.35;
    letter-spacing: -0.2px;
}

.strip-card:hover .strip-title {
    color: var(--color-gold-dark);
}

/* --------------------------------------------------------------------------
   9. ABOUT US SECTION
   -------------------------------------------------------------------------- */
.about-section {
    padding: 100px 0;
    background-color: #FFFFFF;
}

.about-intro-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 60px;
    align-items: center;
}

.section-subtitle-gold {
    font-family: var(--font-sans);
    font-size: 0.92rem;
    font-weight: 700;
    letter-spacing: 2px;
    color: var(--color-gold-dark);
    margin-bottom: 20px;
}

.about-lead {
    font-size: 1.2rem;
    font-weight: 500;
    color: var(--color-navy);
    line-height: 1.7;
    margin-bottom: 18px;
}

.about-body {
    color: var(--color-text-muted);
    font-size: 1.02rem;
    line-height: 1.75;
    margin-bottom: 28px;
}

.about-quote-box {
    background-color: var(--color-gold-subtle);
    border-left: 4px solid var(--color-gold);
    border-radius: var(--radius-sm);
    padding: 24px 28px;
    margin-bottom: 34px;
    position: relative;
}

.quote-icon {
    font-size: 1.6rem;
    color: var(--color-gold);
    margin-bottom: 8px;
    opacity: 0.7;
}

.about-quote-box blockquote {
    font-family: var(--font-subheading);
    font-size: 1.22rem;
    line-height: 1.6;
    color: var(--color-navy);
    font-style: italic;
    margin-bottom: 16px;
}

.quote-author strong {
    display: block;
    font-size: 0.95rem;
    color: var(--color-navy-dark);
}

.quote-author span {
    font-size: 0.82rem;
    color: var(--color-gold-dark);
    font-weight: 600;
}

.about-actions {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

/* About Right Column - Feature Cards */
.about-card-stack {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
}

.feature-card {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    background-color: #FAF8F5;
    border: 1px solid var(--color-border);
    padding: 24px;
    border-radius: var(--radius-md);
    transition: var(--transition);
}

.feature-card:hover {
    background-color: #FFFFFF;
    box-shadow: var(--shadow-md);
    border-color: var(--color-gold-border);
    transform: translateY(-2px);
}

.feature-card.highlight-glow {
    background: linear-gradient(135deg, #FFFFFF 0%, #FAF6EE 100%);
    border-color: var(--color-gold);
    box-shadow: 0 6px 20px rgba(197, 160, 89, 0.12);
}

.card-icon-round {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background-color: var(--color-gold-light);
    color: var(--color-gold-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    flex-shrink: 0;
}

.card-stat {
    font-family: var(--font-heading);
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--color-navy-dark);
    line-height: 1.2;
    margin-bottom: 2px;
}

.card-title {
    font-size: 0.92rem;
    font-weight: 700;
    color: var(--color-gold-dark);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 6px;
}

.feature-card p {
    font-size: 0.9rem;
    color: var(--color-text-muted);
    line-height: 1.55;
    margin: 0;
}

/* --------------------------------------------------------------------------
   10. DETAILED SERVICES SECTION
   -------------------------------------------------------------------------- */
.services-section {
    padding: 100px 0;
    background-color: var(--color-bg-body);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.service-detail-card {
    background-color: #FFFFFF;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: 34px 28px;
    display: flex;
    flex-direction: column;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.service-detail-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background-color: var(--color-border);
    transition: background-color 0.25s ease;
}

.service-detail-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--color-gold-border);
}

.service-detail-card:hover::before {
    background-color: var(--color-gold);
}

.service-card-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 22px;
}

.service-badge-icon {
    width: 52px;
    height: 52px;
    color: var(--color-gold);
}

.service-badge-icon svg {
    width: 100%;
    height: 100%;
}

.service-number {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--color-border);
    transition: color 0.25s ease;
}

.service-detail-card:hover .service-number {
    color: var(--color-gold);
}

.service-card-title {
    font-family: var(--font-heading);
    font-size: 1.55rem;
    color: var(--color-navy-dark);
    margin-bottom: 12px;
    line-height: 1.3;
}

.service-card-intro {
    font-size: 0.95rem;
    color: var(--color-text-muted);
    line-height: 1.6;
    margin-bottom: 22px;
}

.service-points {
    margin-bottom: 28px;
    flex-grow: 1;
}

.service-points li {
    font-size: 0.88rem;
    color: var(--color-text-main);
    margin-bottom: 11px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
    line-height: 1.5;
}

.service-points li i {
    color: var(--color-gold);
    font-size: 0.8rem;
    margin-top: 4px;
    flex-shrink: 0;
}

.service-card-footer {
    border-top: 1px solid var(--color-border-light);
    padding-top: 18px;
}

.service-link-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.85rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.8px;
    color: var(--color-gold-dark);
}

.service-link-btn i {
    transition: transform 0.2s ease;
}

.service-link-btn:hover {
    color: var(--color-navy-dark);
}

.service-link-btn:hover i {
    transform: translateX(4px);
}

/* --------------------------------------------------------------------------
   11. VALUES SECTION
   -------------------------------------------------------------------------- */
.values-section {
    padding: 100px 0;
    background-color: #FFFFFF;
    border-top: 1px solid var(--color-border);
}

.values-header {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 50px;
}

.values-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.value-item {
    background-color: #FAF8F5;
    border: 1px solid var(--color-border);
    padding: 30px;
    border-radius: var(--radius-md);
    transition: var(--transition);
}

.value-item:hover {
    background-color: #FFFFFF;
    box-shadow: var(--shadow-md);
    border-color: var(--color-gold);
    transform: translateY(-2px);
}

.value-item-full {
    grid-column: span 3;
    text-align: center;
    background: linear-gradient(135deg, #FAF8F5 0%, #F5EEDD 100%);
    border-color: var(--color-gold-border);
}

.value-item-full .value-icon {
    margin-left: auto;
    margin-right: auto;
}

.value-icon {
    width: 48px;
    height: 48px;
    background-color: var(--color-gold-light);
    color: var(--color-gold-dark);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    margin-bottom: 16px;
}

.value-title {
    font-family: var(--font-heading);
    font-size: 1.3rem;
    color: var(--color-navy-dark);
    margin-bottom: 8px;
}

.value-text {
    font-size: 0.92rem;
    color: var(--color-text-muted);
    line-height: 1.6;
}

/* --------------------------------------------------------------------------
   12. AUTHORISED PARTNERS SECTION
   -------------------------------------------------------------------------- */
.partners-section {
    padding: 90px 0;
    background-color: var(--color-bg-body);
}

.partners-subheading {
    text-align: center;
    margin-bottom: 24px;
}

.partners-subheading span {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.85rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: var(--color-gold-dark);
    background-color: #FFFFFF;
    padding: 6px 16px;
    border-radius: 20px;
    border: 1px solid var(--color-border);
}

.partners-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 18px;
}

.partner-card {
    background-color: #FFFFFF;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-sm);
    padding: 18px 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 84px;
    transition: var(--transition);
}

.partner-card:hover {
    box-shadow: var(--shadow-md);
    border-color: var(--color-gold-border);
    transform: translateY(-2px);
}

.partner-logo-img {
    max-height: 46px;
    width: auto;
    max-width: 90%;
    object-fit: contain;
    filter: grayscale(80%) opacity(0.85);
    transition: var(--transition);
}

.partner-card:hover .partner-logo-img {
    filter: grayscale(0%) opacity(1);
}

/* Compliance Banner */
.compliance-banner {
    margin-top: 50px;
    background-color: #FFFFFF;
    border: 1px solid var(--color-gold-border);
    border-radius: var(--radius-md);
    padding: 24px 32px;
    box-shadow: var(--shadow-sm);
}

.compliance-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    flex-wrap: wrap;
}

.compliance-icon {
    font-size: 2.2rem;
    color: var(--color-gold);
    flex-shrink: 0;
}

.compliance-text {
    flex-grow: 1;
}

.compliance-text h4 {
    font-size: 1.05rem;
    color: var(--color-navy-dark);
    margin-bottom: 4px;
}

.compliance-text p {
    font-size: 0.9rem;
    color: var(--color-text-muted);
    margin: 0;
}

.fais-badge-img {
    height: 44px;
    width: auto;
    object-fit: contain;
}

/* --------------------------------------------------------------------------
   13. RESOURCES & RETIREMENT CALCULATOR
   -------------------------------------------------------------------------- */
.resources-section {
    padding: 100px 0;
    background-color: #FFFFFF;
}

.resources-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    margin-bottom: 80px;
}

.resource-tips {
    margin-top: 36px;
    display: flex;
    flex-direction: column;
    gap: 18px;
}

.tip-card {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    background-color: var(--color-bg-body);
    border: 1px solid var(--color-border);
    padding: 18px 20px;
    border-radius: var(--radius-md);
}

.tip-card i {
    font-size: 1.3rem;
    color: var(--color-gold);
    margin-top: 2px;
}

.tip-card h5 {
    font-size: 0.98rem;
    color: var(--color-navy);
    margin-bottom: 4px;
}

.tip-card p {
    font-size: 0.88rem;
    color: var(--color-text-muted);
    line-height: 1.5;
    margin: 0;
}

/* Interactive Calculator Card */
.calc-card {
    background-color: #FAF8F5;
    border: 1.5px solid var(--color-gold-border);
    border-radius: var(--radius-lg);
    padding: 38px 34px;
    box-shadow: var(--shadow-lg);
}

.calc-title {
    font-family: var(--font-heading);
    font-size: 1.45rem;
    color: var(--color-navy-dark);
    margin-bottom: 6px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.calc-title i {
    color: var(--color-gold);
    font-size: 1.2rem;
}

.calc-subtitle {
    font-size: 0.9rem;
    color: var(--color-text-muted);
    margin-bottom: 28px;
}

.calc-group {
    margin-bottom: 22px;
}

.calc-group label {
    display: flex;
    justify-content: space-between;
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--color-navy);
    margin-bottom: 8px;
}

.slider-val {
    color: var(--color-gold-dark);
    font-size: 0.95rem;
}

.range-slider {
    width: 100%;
    height: 7px;
    border-radius: 4px;
    background: #E2DACB;
    outline: none;
    -webkit-appearance: none;
    accent-color: var(--color-gold);
}

.input-with-prefix {
    position: relative;
    display: flex;
    align-items: center;
}

.input-with-prefix .prefix {
    position: absolute;
    left: 14px;
    font-weight: 700;
    color: var(--color-gold-dark);
}

.calc-input {
    width: 100%;
    padding: 12px 14px 12px 34px;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-sm);
    font-size: 1rem;
    background-color: #FFFFFF;
    color: var(--color-navy);
}

.calc-result-box {
    background: linear-gradient(135deg, #162434 0%, #101B27 100%);
    border-radius: var(--radius-md);
    padding: 22px 24px;
    text-align: center;
    color: #FFFFFF;
    margin: 28px 0 24px;
}

.result-label {
    display: block;
    font-size: 0.82rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: #C0CDDB;
    margin-bottom: 6px;
}

.result-amount {
    font-family: var(--font-heading);
    font-size: 2.2rem;
    font-weight: 700;
    color: #F8D88A;
    line-height: 1.2;
    margin-bottom: 6px;
}

.result-hint {
    display: block;
    font-size: 0.78rem;
    color: #98AABF;
}

/* FAQ Accordion */
.faq-section {
    max-width: 820px;
    margin: 0 auto;
}

.faq-accordion {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.faq-item {
    background-color: #FAF8F5;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    overflow: hidden;
    transition: var(--transition);
}

.faq-item.active {
    border-color: var(--color-gold);
    background-color: #FFFFFF;
}

.faq-question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 24px;
    background: transparent;
    border: none;
    text-align: left;
    font-size: 1.02rem;
    font-weight: 600;
    color: var(--color-navy);
    cursor: pointer;
    gap: 16px;
}

.faq-chevron {
    color: var(--color-gold);
    font-size: 0.9rem;
    transition: transform 0.25s ease;
}

.faq-item.active .faq-chevron {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s cubic-bezier(0, 1, 0, 1);
    padding: 0 24px;
}

.faq-item.active .faq-answer {
    max-height: 500px;
    padding-bottom: 22px;
}

.faq-answer p {
    font-size: 0.94rem;
    color: var(--color-text-muted);
    line-height: 1.7;
    margin: 0;
}

/* --------------------------------------------------------------------------
   14. CONTACT US SECTION
   -------------------------------------------------------------------------- */
.contact-section {
    padding: 100px 0;
    background-color: var(--color-bg-body);
}

.contact-grid {
    display: grid;
    grid-template-columns: 0.95fr 1.05fr;
    gap: 48px;
    align-items: flex-start;
}

.contact-info-col {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.contact-card {
    background-color: #FFFFFF;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: 24px;
    display: flex;
    align-items: flex-start;
    gap: 18px;
    transition: var(--transition);
}

.contact-card:hover {
    border-color: var(--color-gold-border);
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

.contact-card-icon {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background-color: var(--color-gold-light);
    color: var(--color-gold-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    flex-shrink: 0;
}

.contact-card-body h4 {
    font-family: var(--font-heading);
    font-size: 1.15rem;
    color: var(--color-navy-dark);
    margin-bottom: 4px;
}

.contact-card-body p {
    font-size: 0.9rem;
    color: var(--color-text-muted);
    margin-bottom: 6px;
    line-height: 1.5;
}

.contact-link {
    font-size: 1.1rem;
    color: var(--color-gold-dark);
    font-weight: 700;
}

.contact-link:hover {
    color: var(--color-navy);
}

.contact-phone-item {
    display: flex;
    align-items: baseline;
    gap: 8px;
    flex-wrap: wrap;
    margin-top: 4px;
}

.phone-label {
    font-size: 0.88rem;
    color: var(--color-text-muted);
}

.contact-hours {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.82rem;
    color: var(--color-gold-dark);
    font-weight: 600;
    background-color: var(--color-gold-subtle);
    padding: 4px 10px;
    border-radius: 20px;
    margin-top: 4px;
}

.map-embed-wrapper {
    border-radius: var(--radius-md);
    overflow: hidden;
    border: 1px solid var(--color-border);
    box-shadow: var(--shadow-sm);
}

/* Contact Form */
.form-container-card {
    background-color: #FFFFFF;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-md);
}

.form-header {
    margin-bottom: 28px;
}

.form-title {
    font-family: var(--font-heading);
    font-size: 1.7rem;
    color: var(--color-navy-dark);
    margin-bottom: 6px;
}

.form-subtitle {
    font-size: 0.92rem;
    color: var(--color-text-muted);
}

.styled-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.form-group label {
    font-size: 0.88rem;
    font-weight: 600;
    color: var(--color-navy);
}

.required {
    color: #D32F2F;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-sm);
    font-size: 0.95rem;
    background-color: #FAF8F5;
    color: var(--color-navy-dark);
    transition: var(--transition);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    background-color: #FFFFFF;
    border-color: var(--color-gold);
    box-shadow: 0 0 0 3px rgba(197, 160, 89, 0.2);
}

.error-msg {
    font-size: 0.78rem;
    color: #D32F2F;
    min-height: 16px;
}

.checkbox-label {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.86rem;
    color: var(--color-text-muted);
    cursor: pointer;
}

.checkbox-label input {
    width: 16px;
    height: 16px;
    accent-color: var(--color-gold);
}

.recaptcha-group {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    margin: 4px 0 6px;
}

.recaptcha-group .g-recaptcha {
    margin-bottom: 4px;
}

@media (max-width: 480px) {
    .g-recaptcha {
        transform: scale(0.85);
        transform-origin: 0 0;
    }
}

.form-alert {
    padding: 14px 18px;
    border-radius: var(--radius-sm);
    font-size: 0.92rem;
    font-weight: 500;
}

.form-alert.success {
    background-color: #E8F5E9;
    color: #2E7D32;
    border: 1px solid #A5D6A7;
}

.form-alert.error {
    background-color: #FFEBEE;
    color: #C62828;
    border: 1px solid #FFCDD2;
}

.btn-submit {
    padding: 15px 30px;
    font-size: 0.92rem;
}

/* --------------------------------------------------------------------------
   15. FOOTER
   -------------------------------------------------------------------------- */
.site-footer {
    background-color: var(--color-navy-dark);
    color: #CFD8E3;
    border-top: 3px solid var(--color-gold);
}

.footer-main {
    padding: 80px 24px 60px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
    gap: 40px;
}

.footer-col-brand .footer-brand-logo {
    display: inline-block;
    margin-bottom: 20px;
}

.footer-logo-img {
    height: 52px;
    width: auto;
    object-fit: contain;
    background-color: rgba(255, 255, 255, 0.95);
    padding: 6px 14px;
    border-radius: var(--radius-sm);
}

.footer-bio {
    font-size: 0.9rem;
    line-height: 1.65;
    color: #9EB0C3;
    margin-bottom: 20px;
}

.footer-licence-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background-color: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(197, 160, 89, 0.35);
    padding: 8px 14px;
    border-radius: var(--radius-sm);
    font-size: 0.8rem;
    color: #E2DACB;
}

.footer-licence-badge i {
    color: var(--color-gold);
}

.footer-title {
    font-family: var(--font-heading);
    font-size: 1.15rem;
    color: #FFFFFF;
    margin-bottom: 22px;
    position: relative;
    padding-bottom: 10px;
}

.footer-title::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 28px;
    height: 2px;
    background-color: var(--color-gold);
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    font-size: 0.88rem;
    color: #A0B2C6;
}

.footer-links a:hover {
    color: var(--color-gold);
    padding-left: 4px;
}

.footer-contact-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 0.88rem;
    color: #A0B2C6;
    margin-bottom: 14px;
    line-height: 1.5;
}

.footer-contact-list i {
    color: var(--color-gold);
    font-size: 0.95rem;
    margin-top: 3px;
    flex-shrink: 0;
}

.footer-contact-list a:hover {
    color: var(--color-gold);
}

.footer-bottom {
    background-color: #0B131D;
    padding: 22px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    font-size: 0.8rem;
    color: #798B9E;
}

.footer-bottom-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
}

.footer-legal-links {
    display: flex;
    align-items: center;
    gap: 10px;
}

.footer-legal-links a:hover {
    color: var(--color-gold);
}

.back-to-top {
    color: var(--color-gold);
    font-weight: 600;
}

/* --------------------------------------------------------------------------
   16. FLOATING WHATSAPP BUTTON
   -------------------------------------------------------------------------- */
.floating-whatsapp {
    position: fixed;
    bottom: 28px;
    right: 28px;
    width: 58px;
    height: 58px;
    background-color: var(--color-whatsapp);
    color: #FFFFFF;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.9rem;
    box-shadow: 0 8px 24px rgba(37, 211, 102, 0.4);
    z-index: 999;
    transition: var(--transition);
}

.floating-whatsapp:hover {
    background-color: var(--color-whatsapp-hover);
    transform: scale(1.08) translateY(-2px);
    box-shadow: 0 12px 28px rgba(37, 211, 102, 0.55);
}

.whatsapp-tooltip {
    position: absolute;
    right: 70px;
    background-color: var(--color-navy-dark);
    color: #FFFFFF;
    font-size: 0.78rem;
    font-weight: 600;
    white-space: nowrap;
    padding: 6px 12px;
    border-radius: 4px;
    opacity: 0;
    visibility: hidden;
    transform: translateX(10px);
    transition: var(--transition);
    pointer-events: none;
    box-shadow: var(--shadow-sm);
}

.floating-whatsapp:hover .whatsapp-tooltip {
    opacity: 1;
    visibility: visible;
    transform: translateX(0);
}

/* --------------------------------------------------------------------------
   17. MOBILE DRAWER NAVIGATION
   -------------------------------------------------------------------------- */
.mobile-overlay {
    position: fixed;
    inset: 0;
    background-color: rgba(16, 27, 39, 0.6);
    backdrop-filter: blur(4px);
    z-index: 1090;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
}

.mobile-overlay.active {
    opacity: 1;
    visibility: visible;
}

.mobile-drawer {
    position: fixed;
    top: 0;
    right: 0;
    bottom: 0;
    width: 82%;
    max-width: 380px;
    background-color: #FFFFFF;
    z-index: 1100;
    transform: translateX(100%);
    transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    display: flex;
    flex-direction: column;
    box-shadow: -6px 0 24px rgba(0, 0, 0, 0.15);
    overflow-y: auto;
}

.mobile-drawer.active {
    transform: translateX(0);
}

.drawer-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 24px;
    border-bottom: 1px solid var(--color-border);
}

.drawer-logo {
    height: 42px;
    width: auto;
}

.drawer-close {
    background: none;
    border: none;
    font-size: 2rem;
    color: var(--color-navy);
    cursor: pointer;
    line-height: 1;
}

.drawer-nav {
    padding: 24px;
    display: flex;
    flex-direction: column;
    gap: 16px;
    flex-grow: 1;
}

.drawer-link {
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--color-navy);
    display: block;
    padding: 8px 0;
    border-bottom: 1px solid var(--color-border-light);
}

.drawer-link:hover {
    color: var(--color-gold-dark);
}

.drawer-footer {
    padding: 24px;
    background-color: var(--color-bg-body);
    border-top: 1px solid var(--color-border);
}

.drawer-contact-info {
    margin-top: 20px;
    font-size: 0.85rem;
    color: var(--color-text-muted);
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.drawer-contact-info i {
    color: var(--color-gold);
    width: 16px;
}

/* --------------------------------------------------------------------------
   18. RESPONSIVE BREAKPOINTS
   -------------------------------------------------------------------------- */
@media (max-width: 1100px) {
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .partners-grid {
        grid-template-columns: repeat(3, 1fr);
    }
    
    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 900px) {
    .nav-menu,
    .btn-header {
        display: none;
    }
    
    .mobile-toggle {
        display: flex;
    }
    
    .about-intro-grid {
        grid-template-columns: 1fr;
    }
    
    .resources-wrapper {
        grid-template-columns: 1fr;
    }
    
    .contact-grid {
        grid-template-columns: 1fr;
    }
    
    .hero-section {
        min-height: 480px;
    }
    
    .hero-gradient-overlay {
        background: linear-gradient(
            180deg, 
            rgba(250, 248, 245, 0.94) 0%, 
            rgba(250, 248, 245, 0.82) 55%, 
            rgba(250, 248, 245, 0.45) 85%,
            transparent 100%
        );
    }
}

@media (max-width: 768px) {
    .top-announcement {
        display: none;
    }
    
    .strip-grid {
        grid-template-columns: 1fr 1fr;
    }
    
    .strip-card:nth-child(2) {
        border-right: none;
    }
    
    .strip-card:nth-child(3),
    .strip-card:nth-child(4) {
        border-top: 1px solid var(--color-border);
    }
    
    .strip-card:last-child {
        grid-column: span 2;
        border-top: 1px solid var(--color-border);
        border-right: none;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .values-grid {
        grid-template-columns: 1fr;
    }
    
    .value-item-full {
        grid-column: span 1;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
    }
    
    .partners-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .form-container-card {
        padding: 26px 20px;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2.4rem;
    }
    
    .strip-grid {
        grid-template-columns: 1fr;
    }
    
    .strip-card {
        border-right: none;
        border-bottom: 1px solid var(--color-border);
        padding: 24px 16px;
    }
    
    .strip-card:last-child {
        border-bottom: none;
        grid-column: span 1;
    }
    
    .hero-content-wrapper {
        padding-top: 40px;
        padding-bottom: 40px;
    }
    
    .floating-whatsapp {
        bottom: 20px;
        right: 20px;
        width: 50px;
        height: 50px;
        font-size: 1.6rem;
    }
}